Saturday, November 22, 2008

Protection from Identity Theft Knowledge

It seems that there are more headaches with identity theft now days than ever before. Could it be our constant connection with the Internet? Just maybe things are crawling into your personal files that you never invited. Yeah, it's certainly a creepy thought. Maybe it's time you asked yourself, what am I doing to put a stop to identity theft? You should know that there are certain measures you can take in order to stay safe. The truth is we all need safekeeping from identity theft, because it's impossibly to keep up with who might snatch our personal information. 

Consider a few preventative steps. Number one is to guard your social security number with your life. Now I'm not telling you to die for it literally, but you get the general idea. Most people do not need this information. Sure, you will use it a great deal in college, and maybe a few times after when you purchase a home or vehicle. Maybe take out a life insurance policy. But in general it's not required to reveal, and I would fervently question those who request it. Another step you can take for protection from identity theft is to avoid random scams. Most likely you've encountered some of these by email before. Maybe they tell you that you've won some softhearted of lottery or something unbelievable. Don't take the bait! It's faultlessly too good to be true. You should always be sure to shred your personal mail/documents. Destroy it and don't allow others to get their hands on it. They could ruin your credit if they do. Always keep your financial information to yourself. If you're going to purchase online, I suggest you get a credit card that supplies you with a specific online number. This helps prevent against others getting access to your real card number. 

Get a credit report! You can acquire one of these online for free. Find out what's currently up with your credit standing. You have to check these things on occasion. Someone could have already blotchy your credit without you even knowing. And always be certain to safeguard your personal computer from viruses and spyware. Don't let hackers slip in and steal your information. Finally, make sure you stop pre-approved credit card pitches. Someone else could get their hands on this and go shopping. When in doubt, ask oodles of questions regarding any pitch or purchase. These measures will help with safety from identity theft.

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